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This concept is called scarcity. An individual would prefer to pay for plenty for diamonds but relatively nothing for water. Water is vital to reside in and diamonds are good for not many purposes. This is because water is super plentiful and diamonds can be extremely rare. If the roles were switched, and water suddenly became rare and diamonds become plentiful then water would be called extremely scarce and worth a lot; much more than anything else.
The Federal Housing Administration is funded through the U.S. government. It has been made to help low income families as well as individuals with poor credit to obtain loans. These people usually get rejected by private banks and lenders. They have nowhere else to turn to for help with their mortgage so the FHA receives them with open arms.
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